In theory, owning a bar sounds like nonstop fun. However, while there is pleasure and satisfaction to be had in providing enjoyment and entertainment to others, opening a bar is a serious and, yes, even sober undertaking. Like most startup businesses, it takes a lot of hard work, money, and planning, especially in the beginning. Here are some essentials you will need to achieve your goal of starting a bar in Texas.

1. Appropriate Licensing

You may know going into this new venture that you need a license to serve alcoholic spirits, but TABC licensing in Texas may be much more complicated than you realize. There are required beer licenses and liquor permits depending on the types of products you intend to sell. Whether you produce your own wares also makes a difference. For example, if you purchase prepackaged snacks to serve at your bar, there is no issue, but you need a food manufacturer license if you intend to make your own. You also need a winery permit to sell your own vintage.

2. Business Structure and Plan

Starting a business isn’t something that you improvise. You need to decide on a structure for your business, such as a sole proprietorship, a partnership, or a limited liability company. You also need a business plan that describes your objectives, your unique selling proposition compared to competitors, and your business goals. You need to figure out how much your startup costs are likely to be. The more detailed your business plan … Read More

If you have a business that comes with inherent risks for your employees, you should probably look into getting workers compensation insurance. This insurance is designed to protect you and cover your employees’ costs if they get injured while at work. It can save you a lot of time and money to invest in this insurance, even if your state does not require it for your business. Here’s a rundown of what workers comp means for you as an employer.

Coverage

There are several advantages to having workers compensation. The first is simply that your employees will have their extra costs covered if they are injured at work. Coverage ranges from medical expenses, lost wages and funeral expenses. A second benefit of getting coverage is that your employee cannot sue you for an accident that results in their injury. That way you can keep a peace of mind if an employee gets hurt because you both will be taken care of.

Getting Compensation

Before you search for insurance, you should take an assessment of the number of employees you have, the extent of payroll and the type of work employees do. You should also check your state laws to see what they require for workers compensation insurance. Decide if you want private or state-funded insurance, and then get it with the company directly or go through an agency. If you have concerns about coverage, talk to a lawyer near you (e.g., Iowa workers compensation attorney).

Exemptions From Workers

Read More

Over half of all two-vehicle motorcycle crashes occur at intersections. While junctions are already considered a hot-spot for accidents, the smaller relative size of motorcycles and the lack of outer protection can mean a higher risk for collision and more severe repercussions.

Small Visual Profile, More Line-of-Sight Obstacles

Even motorists who are diligent about watching their surroundings on the road can have a difficult time seeing motorcycles at intersections. The average size of passenger vehicles seems to be on the rise, and when a big SUV is sitting in the middle of a crossing, it can be very easy to miss a biker on the other side with the right-of-way.

Unfortunately, a common contention of the personal injury attorney Detroit is that most drivers aren’t even looking for motorcycles as they go about their day behind the wheel. Here are a few frequent causes for car-motorcycle collisions:

1. Distraction and Impairment

Cell phones, GPS devices and thousands of music selections at the touch of a button often do little more than pull a driver’s awareness away from traffic. Driving under the influence of drugs and alcohol can also make impaired motorists forget that they should be looking for more hazards than just other cars.

2. Failure to Observe Rules

Sometimes, self-absorbed drivers simply don’t acknowledge that others may have the right-of-way. Combined with a higher likelihood of a motorcycle being obscured by intersection fixtures or other vehicles, these motorists have a higher chance of colliding with a biker.

3.

Read More