Assuming you’ve been in an accident, what shouldn’t you tell your insurance company?

Whether this is your first accident or you have made many claims, it is important to proceed with caution while communicating with insurance companies. While it’s natural to assume that your insurance provider wants to minimize their losses, this is rarely the case.

In the end, insurance companies are businesses, and like any other, they want to make as little money as possible from claims. Because insurance adjusters won’t watch your back, you need to exercise prudence and take precautions. They will seize the chance to interrogate you and turn your own words against you at every turn.

Always have your vehicle accident lawyer handle all discussions with the insurance company. If you hire a lawyer at to handle your communications, you won’t have to worry about saying anything illegal by mistake. You may stop worrying about what to say to the insurance company and instead concentrate on getting well.

Resolving an Accident Claim

You should expect the insurance company to try to undermine your claim as soon as you submit it. Insurance adjusters will look over your claim and try to find anything they can use to deny it. The details of the collision and the severity of your injuries will both be investigated by the insurance company’s adjuster.

If any of your loved ones or passersby saw what happened, the insurance company’s adjusters will not hesitate to question them without your consent. Additionally, insurance adjusters will go to incredible lengths to collect evidence to use against you.

Gathering Possibly Flawed Evidence

Insurance adjusters will collect information that can be used to cast doubt on the extent of your injuries and ultimately deny your claim. They employ several strategies to amass this proof. One frequent practice is to request your consent before sharing any information from your medical record.

Insurance companies need your consent to obtain a copy of your medical records because doing so without it is against the law. Insurance companies have a vested interest in accessing your medical records so they can look for evidence that your injuries were caused by a preexisting condition.

Preserving Your Auto Accident Claim

After submitting a claim, you should do everything in your power to increase the likelihood of being awarded the money you’re owed. You should avoid giving the insurance company any information that they can use to dispute your claim, whether you do it voluntarily or not.