What You Need to Know About Workers’ Compensation

Did you know that most all states are required to have laws that cover workers’ compensation? Some employers are only required to have this type of insurance if they have a particular number of employees. Others must have it for only one employee, even if they are part-time.

Employees Must Report Accidents

When you are injured at work, it is imperative that you report the incident and get medical treatment immediately. Even if you think you are all right, problems could develop later. Delaying treatment will only aggravate the injury, as well as the evidence needed to support a claim. For example, if you fall and do not go to the hospital to be checked, you could have injured your spinal cord, and the symptoms might not show up for several days.

The Claims Process Can Be Lengthy

When your accident is sent to the workers compensation insurer, they can either accept or deny your claim. They typically have 21 days to make a decision. If they deny your claim or offer you an amount that is less than fair, you have the right to fight their decision. There are many reasons why it could be denied including not reporting the accident immediately.

If you must go to court to try and get workers comp, the process can take some time. Often delays and appeals delay the process even more. It is important that you consult with an attorney to help you understand what you are facing. One example of a workers compensation attorney salem oregon is The Law Offices of Peter O. Hansen.

You Cannot Be Fired for Reporting an Injury

Often workers who injure themselves are afraid that if they report the accident, they will be fired. This is illegal and can make your workers comp claim more valid. At this point, if they dismiss you, it will look like that was the reason for the firing, and proving otherwise would be quite difficult.

Knowing your rights can be very beneficial in the event that you are injured at your place of employment. Workers compensation is in place to protect employees and their right to be paid for time off due to an injury.